PASS Member Terms and Conditions


Welcome to passn.com (“Panic Anxiety & Stress Online Ltd.com” or “Site”), the web site that is a platform for on- line advice and professional consulting services. Panic Anxiety & Stress Online Ltd.com is owned and operated by Panic Anxiety & Stress Online Ltd, Inc. (“Panic Anxiety & Stress Online Ltd.com”). The specific features and functionality of the Site are to be determined solely by Panic Anxiety & Stress Online Ltd and are subject to change or termination without notice.


YOU AGREE THAT BY USING THIS SERVICE YOU ARE AT LEAST 18 YEARS OF AGE AND YOU ARE LEGALLY ABLE TO ENTER INTO A CONTRACT.
This Agreement sets and contains all of the terms and conditions between a user of Panic Anxiety & Stress Online Ltd.com services (“you” or “Member”) and Panic Anxiety & Stress Online Ltd. By clicking the “Sign up as Member” to submit the Member registration form, a binding agreement will be executed between you and Panic Anxiety & Stress Online Ltd. The Member should therefore read this Agreement carefully. If, however, you (the Member) do not agree to be bound by this Agreement, click the “No” button. In such case you will not be able to register as a Member at Panic Anxiety & Stress Online Ltd.
By registering as a Member and agreeing to the terms and conditions of this Agreement, you also are agreeing to the terms of the Panic Anxiety & Stress Online Ltd Privacy Policy, which is incorporated into this Agreement.


Definition of Service
Panic Anxiety & Stress Online Ltd.com provides a platform where Members can locate an Expert and ask for advice or services. Panic Anxiety & Stress Online Ltd will enable a Member to negotiate and communicate with Experts and to pay for services provided by such Experts. Panic Anxiety & Stress Online Ltd makes no representation or warranty whatsoever as to (a) the willingness or ability of any Expert to give advice, (b) whether the Member shall find the advice given by an Expert satisfactory, (c) whether the advice of the Expert will provide an adequate solution to his or her question, or (d) whether the Expert advice will otherwise be suitable to his or her needs. Panic Anxiety & Stress Online Ltd does not verify the skills, degrees, qualifications, credentials or background of any Experts. Therefore, Member is encouraged to independently verify the skills, degrees, qualifications, credentials and background of those Experts from whom he or she receives or contemplates to receive advice or services.


Panic Anxiety & Stress Online Ltd does not refer, endorse, recommend, verify, evaluate or guarantee any advice, information, or other services provided by Experts, and nothing shall be considered as a referral, endorsement, recommendation or guarantee of any Expert. Panic Anxiety & Stress Online Ltd does not warrant the validity, accuracy, completeness, safety, legality, quality, or applicability of the content or anything said or written by its Experts or any advice provided, including any information contained in any Expert listing. Panic Anxiety & Stress Online Ltd will not be liable for any damages sustained due to reliance by Member on such information or advice provided by any Expert.


Interactions with Medical or Mental Health Professionals, Attorneys and other Experts
If a Member chooses to interact with any mental OR MEDICAL health professional, physician, attorney or other professional expert on the Site, the Member relationship (as with all other Experts) is strictly with the professional. Panic Anxiety & Stress Online Ltd is not involved in any way with the substance of that relationship or the advice or information given therein, AND DOES NOT VALIDATE THE INFORMATION OR ADVICE PROVIDED TO YOU BY SUCH EXPERT.


The advice or information provided by professional experts is provided for informational purposes only and cannot be considered a substitute for professional advice. Without limiting the previous statement, advice or information provided by medical health professionals or physicians is provided for informational purposes only and cannot be considered a substitute for a face-to-face physical examination of the Member by a doctor. Members should not rely solely on advice provided by medical health professionals or physician Experts on the site. Panic Anxiety & Stress Online Ltd strongly recommends that a Member seeking mental health or medical advice make an appointment for an examination in person with qualified professionals.
Panic Anxiety & Stress Online Ltd does not endorse or recommend any mental health professional, medical professional, physician, attorney or other professional or Expert on the Site. Member understands that it is his or her responsibility to check the certification and/or licensing of the mental health professional, physician, attorney or other professional Expert with the applicable state licensing Board or authorities in the expert’s state or country.
Member acknowledges no Experts are employees or agents of Panic Anxiety & Stress Online Ltd and Panic Anxiety & Stress Online Ltd assumes no responsibility for any act or omission of any such Expert. Member understands and agrees that, although a mental or medical health professional, physician, attorney or other professional Expert may have been accessed through the Site, Panic Anxiety & Stress Online Ltd cannot predict or assess the competence of, or appropriateness for Member's needs, of the professional or other Expert. Member also understands that Member takes full responsibility for the decision to access a mental health professional, physician, attorney or other Expert through the Site and to continue to interact with the medical or mental health professional, physician, attorney or other Expert, and that the role of Panic Anxiety & Stress Online Ltd is strictly limited to providing access to such professionals and other Experts and their services for Member's consideration.


Member hereby releases and agrees to hold harmless Panic Anxiety & Stress Online Ltd, its directors, officers, employees, agents, successors, advisors, consultants, and assigns from any and all causes of action and claims of any nature resulting from the acts of medical or mental health professionals, physicians, attorneys or any other Experts accessed through the Site.


IF YOU ARE THINKING ABOUT SUICIDE OR FEEL THAT YOU MAY BE A DANGER TO YOURSELF OR TO OTHERS, PLEASE IMMEDIATELY CALL 911 (OR THE RELEVANT EMERGENCY NUMBER IN YOUR COUNTRY) AND NOTIFY THE POLICE OR EMERGENCY MEDICAL SERVICES.


Opinions of the medical or mental health professionals, physicians, attorneys and other Experts are solely their opinions, and not those of Panic Anxiety & Stress Online Ltd. Panic Anxiety & Stress Online Ltd does not assume any liability or responsibility for the accuracy of the content on the Site, including the biographical information, qualifications, credentials or other data regarding the mental health professionals, physicians, attorneys or other Experts. Panic Anxiety & Stress Online Ltd does not assume any liability or responsibility for damage or injury to persons or property arising from the use of any information or advice given by an Expert.


Member should independently verify the qualifications, experience and credentials of any Expert engaged by Member.


Content
Panic Anxiety & Stress Online Ltd.com may contain content, including financial information, provided by third parties. Such content is provided for informational purposes only and is not intended for trade or investment purposes. Furthermore, Panic Anxiety & Stress Online Ltd.com operates forums pursuant to which Experts may answer questions regarding various topics. As noted above, Panic Anxiety & Stress Online Ltd does not warrant the validity, accuracy, or availability of the content and Expert advice provided and it will not be liable for any damages sustained by Member due to reliance on such information or advice.


The information furnished by Experts is intended for general reference purpose only. The consultation with Experts via Panic Anxiety & Stress Online Ltd.com cannot and does not replace a meeting with a professional. Member is encouraged to verify the information furnished by Experts. Any information on Panic Anxiety & Stress Online Ltd.com and information furnished by Experts is not intended to offer a solution for a specific problem and must be considered as general in nature. ANY RELIANCE ON SUCH INFORMATION IS DONE AT THE MEMBER'S FULL AND SOLE LIABILITY.


Disclaimer of Warranty and Limitation of Liability
MEMBER ACKNOWLEDGES AND AGREES THAT THE PANIC ANXIETY & STRESS ONLINE LTD.COM SERVICE IS PROVIDED “AS IS”, AND THEREFORE MEMBER WILL NOT HAVE ANY CLAIM OR DEMAND VIS-A-VIS PANIC ANXIETY & STRESS ONLINE LTD IN RESPECT TO PANIC ANXIETY & STRESS ONLINE LTD’S EXPERTS, PROPERTIES, LIMITATIONS OR COMPATIBILITY WITH THE MEMBER'S NEEDS. THE USE OF PANIC ANXIETY & STRESS ONLINE LTD.COM IS AT THE MEMBER'S SOLE RISK. TO THE FULLEST EXTENT OF THE LAW, PANIC ANXIETY & STRESS ONLINE LTD EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, SECURITY OR ACCURACY.
PANIC ANXIETY & STRESS ONLINE LTD EXPRESSLY DISCLAIMS ALL WARRANTIES FOR INFORMATION POSTED OR TRANSMITTED BY EXPERTS. IF A MEMBER DECIDES TO RELY ON INFORMATION PROVIDED BY AN EXPERT FOLLOWING THE USE OF PANIC ANXIETY & STRESS ONLINE LTD.COM, MEMBER MUST EXERCISE A HIGH STANDARD OF CARE. THE MEMBER SHALL NOT HAVE ANY CLAIM OR DEMAND VIS-A-VIS PANIC ANXIETY & STRESS ONLINE LTD, ITS AFFILIATES, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, SUB-CONTRACTORS AND AGENTS IN RESPECT TO ANY SERVICE OR ADVICE MEMBER DECIDES TO RECEIVE AND/OR TO RELY ON. PANIC ANXIETY & STRESS ONLINE LTD WILL NOT BE DEEMED THE PROVIDER OR RECIPIENT OF ANY SERVICES OR INFORMATION ACQUIRED THROUGH PANIC ANXIETY & STRESS ONLINE LTD.COM. THE PURCHASE OF SERVICES IS EFFECTED AT THE MEMBER'S SOLE RISK.
UNDER NO CIRCUMSTANCES WILL PANIC ANXIETY & STRESS ONLINE LTD, ITS AFFILIATES, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, SUB-CONTRACTORS AND AGENTS BE LIABLE TO ANY MEMBER FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE OR EXEMPLARY DAMAGES (INCLUDING BUT NOT LIMITED TO LOSS OF BUSINESS, REVENUE, PROFITS, USE, DATA OR OTHER ECONOMIC ADVANTAGE), HOWEVER IT ARISES, WHETHER IN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, OR ARISING FROM THE SERVICES OR ANY PROVISION OF THIS AGREEMENT. PANIC ANXIETY & STRESS ONLINE LTD, ITS AFFILIATES, THEIR RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, SUB-CONTRACTORS AND AGENTS’ AGGREGATE LIABILITY FOR DIRECT DAMAGES ARISING WITH RESPECT TO THIS AGREEMENT WILL NOT EXCEED THE TOTAL AMOUNT OF MONEY PAID BY MEMBER TO EXPERTS THROUGH PANIC ANXIETY & STRESS ONLINE LTD.COM IN THE SIX MONTH PERIOD PRIOR TO THE DATE THE CLAIM AROSE. MEMBER ACKNOWLEDGES AND AGREES THAT PANIC ANXIETY & STRESS ONLINE LTD DISCLAIMS ANY LIABILITY WITH RESPECT TO ANY CLAIM, SUIT OR ACTION BROUGHT BY AN EXPERT IN CONNECTION WITH PAYMENT FOR SERVICES BY THE MEMBER AND MEMBER AGREES TO INDEMNIFY AND HOLD PANIC ANXIETY & STRESS ONLINE LTD HARMLESS IN CONNECTION WITH ANY SUCH CLAIM.
PANIC ANXIETY & STRESS ONLINE LTD WILL NOT BE LIABLE FOR ENFORCING ANY AGREEMENT THAT WAS MADE BETWEEN AN EXPERT AND A MEMBER, INCLUDING A MEMBER FEE AGREEMENT. MEMBER WILL BE SOLELY RESPONSIBLE FOR ANY AGREEMENT MADE WITH AN EXPERT. 
IN THE EVENT OF A DISPUTE REGARDING ANY TRANSACTION CONDUCTED THROUGH PANIC ANXIETY & STRESS ONLINE LTD.COM, THE MEMBER HEREBY RELIEVES PANIC ANXIETY & STRESS ONLINE LTD, ITS AFFILIATES, THEIR RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, SUB-CONTRACTORS AND AGENTS FROM ALL MANNER OF ACTIONS, CLAIMS OR DEMANDS AND FROM ANY AND ALL LOSSES (DIRECT, INDIRECT, INCIDENTAL OR CONSEQUENTIAL), DAMAGES, COSTS OR EXPENSES, INCLUDING, WITHOUT LIMITATION, COURT COSTS AND ATTORNEYS' FEES, WHICH MEMBER MAY HAVE AGAINST ONE OR MORE OF THE ABOVE.


Member Agreement
By submitting the Member registration form, you, the Member, represent, warrant and agree to the following:

 

  • You are at least 18 years of age or a legally organized entity, that he or she is authorized to represent the person who is submitting a Member registration, and that he or she is authorized to sign the registration form on his or her behalf and bind him or her;
  • The information furnished by you in the registration form is accurate, true and complete, and you will maintain and update such information during the term of this Agreement so that it will remain true, accurate, current and complete.

Member's Conduct:
You, the Member, will be solely and fully liable for all conduct, postings and transmissions that are made under your user name and password. You warrant and declare that while you are using Panic Anxiety & Stress Online Ltd.com you will act according to the following rules and agree to the following:

  • Member will have the sole responsibility to verify the Expert's identity, qualifications, credentials, biographic information, licenses held, and other information delivered to Member by an Expert;
  • In addition, Panic Anxiety & Stress Online Ltd cannot and will not make any effort to verify the identity, qualifications, credentials, biographic information and any of information regarding any of the Experts;
  • Panic Anxiety & Stress Online Ltd is not involved in any transactions between Member and Expert. Panic Anxiety & Stress Online Ltd does not control the quality, relevance or accuracy of the advice, whether the Expert is qualified to provide the specific advice, whether the Expert is categorized correctly or in the most appropriate category to provide the advice sought by the Member, the accuracy of any postings on the Site or any transmissions through it by Members or Experts.; 
  • Member agrees that any information or content that he or she posts or transmits or receives through Panic Anxiety & Stress Online Ltd.com will not be considered confidential. Member grants Panic Anxiety & Stress Online Ltd.com an unlimited, irrevocable, royalty-free license to use, reproduce, display, edit, copy, transmit, publicly perform, create derivative works, or communicate to the public any such information and content on a world-wide basis.
  • Member consents to Panic Anxiety & Stress Online Ltd.com collecting and processing any personal information, as per the terms of Panic Anxiety & Stress Online Ltd’s Privacy Policy.
  • All interactions between Member and Expert will be billed through Panic Anxiety & Stress Online Ltd regardless if the interaction is online or offline. Member agrees to abide by the pricing terms agreed upon with an Expert while utilizing Panic Anxiety & Stress Online Ltd.com and to pay Panic Anxiety & Stress Online Ltd for all services rendered to Member by Experts;
  • Member will not take any actions that may undermine, disrupt or manipulate the integrity of the Member feedback (rating) system on the Site. Currently only ratings for paid sessions of $30.00 and more will count towards the expert's public ratings and rating average. Panic Anxiety & Stress Online Ltd may change the above-mentioned minimum session fee at any time and without warning, and even remove old ratings posted for paid sessions with a fee lower than any newly set minimum fee. Panic Anxiety & Stress Online Ltd also reserves the right to exclude without explanation any rating that we think may compromise the integrity of the member feedback system.
  • Member will not to interfere with or disrupt the Panic Anxiety & Stress Online Ltd.com servers or networks connected to the Site; 
  • Member will not attempt to gain unauthorized access to other computer systems or networks connected to the Site, and will not transmit “junk mail”, “spam”, or any unsolicited mass distribution of email or bulletin board postings;
  • Member will not transmit through the Service any unlawful, harassing, libelous, privacy invading, abusive, threatening, defamatory, vulgar, obscene, racist, harmful, or otherwise objectionable material of any kind;
  • Member will not disobey or breach this Agreement or any other applicable instructions conveyed by Panic Anxiety & Stress Online Ltd;
  • Member will not violate any applicable local, state, national or international law, statute, ordinance, rule, regulation or ethical code;
  • Member will not upload, post, e-mail, transmit or otherwise make available: (A) any information or material that infringes upon a third party right, especially intellectual property rights; (B) any third party advertisements, including banner exchange services; (C) any software viruses, Trojan horses, worms or any other malicious application or (D) any information or material which may constitute or encourage conduct that is a criminal offense or civil wrong or otherwise violates any applicable law;
  • Panic Anxiety & Stress Online Ltd enables the transfer of files between Members and Experts. When opening such file attachments received from Experts it is the Member's responsibility to scan them with an anti-virus software application prior to opening them;
  • Member will not impersonate any person or entity, or make any false statement regarding his or her employment, agency or affiliation with any person or entity;
  • Member will not stalk, threaten or harass Experts or other Members or infringe upon or attempt to infringe upon their privacy; and;
  • Panic Anxiety & Stress Online Ltd may review the Member's personal profile and amend any typing or spelling errors. Panic Anxiety & Stress Online Ltd cannot and will not examine the validity or accuracy of the details in the Member's personal profile or in any of the Member's postings or transmissions. However, Panic Anxiety & Stress Online Ltd may, in its absolute discretion, refuse to post, transmit or remove any content uploaded by the Member. Without derogating from the above, Panic Anxiety & Stress Online Ltd may remove any content violating this Agreement. The Member will bear all the risks associated with the uploading and transmitting of material while utilizing Panic Anxiety & Stress Online Ltd.com, including reliance on its accuracy, reliability or legality.

Member and Panic Anxiety & Stress Online Ltd Fees
Panic Anxiety & Stress Online Ltd will use reasonable efforts to process the payments due from the Member according to the terms agreed upon between Member and an Expert within seven (7) working days from the execution date of each transaction.
Member is obligated to report to Panic Anxiety & Stress Online Ltd in cases when he or she was billed directly by an Expert (i.e. not through Panic Anxiety & Stress Online Ltd). Such report should include a description of the service that was rendered by the Expert and the price charged.


Time charges to Members are based on increments of a 30 minutes as measured on Panic Anxiety & Stress Online Ltd's servers. Panic Anxiety & Stress Online Ltd's billing system is not fault-free or flexible; therefore Panic Anxiety & Stress Online Ltd shall not be liable for any problems, miscalculations or malfunctions in processing the payments owed by the Member. If the Member thinks that a mistake has occurred he or she may send his or her complaint to [email protected].


User Name and Password
When you, the Member, create and open an account with Panic Anxiety & Stress Online Ltd, you will be asked to provide a user name and password. You are entirely responsible for maintaining the confidentiality of your password and user name and any other security information related to your account. You will be fully responsible for all activities that occur under your account, user name or password. You may not use the account, username or password of someone else at any time. You will immediately notify Panic Anxiety & Stress Online Ltd of any unauthorized use of Member's password, user name, e-mail, or any other breach of security. Panic Anxiety & Stress Online Ltd encourages Member to change their password at least once a month. Panic Anxiety & Stress Online Ltd will not be liable for any loss that you incur as a result of someone else using your account or your password, either with or without your knowledge. You may be held liable for any losses incurred by Panic Anxiety & Stress Online Ltd due to someone else’s use of your account or password.


Privacy
Member Information.
Member does not have to furnish the information required for registration to Panic Anxiety & Stress Online Ltd.com. However, without that information Member will not be able to use the services of Panic Anxiety & Stress Online Ltd.com. Panic Anxiety & Stress Online Ltd Inc. is the sole owner of the information collected on this Site. Panic Anxiety & Stress Online Ltd will not sell, share, or rent this information to others in ways different from what is disclosed in this Agreement. By consenting to this Agreement, you agree and acknowledge that Panic Anxiety & Stress Online Ltd may collect, process, and transfer any information, private or otherwise, so long as Panic Anxiety & Stress Online Ltd does so for the purpose for which it was collected.
In order to use Panic Anxiety & Stress Online Ltd.com, both Members and Experts must first complete a registration form. During registration the Member is requested to furnish contact information, such as name and email address. This information may be used to contact the Member about the services on Panic Anxiety & Stress Online Ltd.com in which he or she has expressed interest, and is also used as Member's login information. Member may be asked to provide additional personalized information (such as experience and qualifications, areas of interest, profession, education, etc.) and unique identifiers (such as a screen name), so Panic Anxiety & Stress Online Ltd may provide a more personalized experience on the Site. In such case the Member may decide whether he or she wishes to provide such information or not.


The information furnished by the Member during the registration process will be kept in Panic Anxiety & Stress Online Ltd's database. Panic Anxiety & Stress Online Ltd will use reasonable means to protect the integrity and safety of the database. However, such means are not fault-proof and Panic Anxiety & Stress Online Ltd will therefore not be liable for any direct, indirect, consequential or incidental damage that the Member may sustain due to unauthorized intrusion of the database. Member consents to Panic Anxiety & Stress Online Ltd collecting and processing Member’s personal information for normal business use by Panic Anxiety & Stress Online Ltd.


Member Communications.
Panic Anxiety & Stress Online Ltd does not screen or edit the content of communications between Experts and Members, but Panic Anxiety & Stress Online Ltd may copy, transmit and review communications conducted by or through Panic Anxiety & Stress Online Ltd.com for technical support and/or in order to uphold the terms of this Agreement. Such communications are confidential, personal and private unless both the Member and the Expert agree to other distribution, for example, by posting questions or services on the Public Board (described later). Currently, chat communications between the Member and Panic Anxiety & Stress Online Ltd's servers are encrypted. Chat communications between the Expert and Panic Anxiety & Stress Online Ltd's servers are also encrypted, but only if the Expert is using the most current version of Panic Anxiety & Stress Online Ltd's software. Email and phone communications are not encrypted and thus may be more susceptible to unauthorized monitoring.


Panic Anxiety & Stress Online Ltd makes public forums available to its Members. The Public Forums allow Members to post questions or service requests that can be viewed by all Experts. Requests may be posted anonymously. A Member can also determine the length of time he or she wishes to have his or her question remain “in view” on the Public Forum. All postings, descriptions, etc. on the Public Board are public until Member enters into a personal negotiation with an Expert. All subsequent communications between the Member and Expert, including both the negotiation phase and the actual relaying of service, are not available to other Panic Anxiety & Stress Online Ltd Members and Experts, and are confidential between Expert and Member. Chat and e-mail communications between Members and Experts are stored on Panic Anxiety & Stress Online Ltd servers for a certain amount of time and available for review by Experts and, if a paid session, by Members.


Cookies.
Panic Anxiety & Stress Online Ltd makes use of cookies to store information. A cookie is a piece of data stored on the Member's hard drive containing information about the Member. For instance, by accepting a cookie by Panic Anxiety & Stress Online Ltd.com, the Member will not have to enter his or her login information (his or her email and password) every time he or she logs into his or her account, thereby saving time while on Panic Anxiety & Stress Online Ltd.com. If the Member rejects the cookie, he or she may still use Panic Anxiety & Stress Online Ltd.com; however, the Member will simply have to login each time he or she visits the Site. Cookies can also be used to enable Panic Anxiety & Stress Online Ltd to track and target the interests of the Member in order to enhance his or her experience on Panic Anxiety & Stress Online Ltd.com. Of course, if the Member shares his or her computer with others, others may be able, with certain browsers or under certain circumstances, to read the Member's communications with Experts and Panic Anxiety & Stress Online Ltd.com.


Panic Anxiety & Stress Online Ltd Use of Data.
Panic Anxiety & Stress Online Ltd uses IP addresses to analyze trends, administer the site, track a Member's movement, and gather broad demographic information for aggregate use. IP addresses are also linked to personally identifiable information in order to improve the Member's experience when using the Site. Panic Anxiety & Stress Online Ltd may also retain any emails, letters, or other correspondence between the Member and Panic Anxiety & Stress Online Ltd to ensure quality control and the best possible service, although it has no obligation to do so.


Panic Anxiety & Stress Online Ltd may use the information furnished by the Member, as well as information that it collects regarding use patterns and transactions that are conducted through Panic Anxiety & Stress Online Ltd.com, in order to improve Panic Anxiety & Stress Online Ltd.com, to analyze statistical information regarding Panic Anxiety & Stress Online Ltd.com, and to furnish such statistics to third parties, including advertisers. Information furnished to third parties will not identify the Member personally.


Panic Anxiety & Stress Online Ltd may from time to time send e-mail advertisements to Members, whether the material is its own or is commercial information furnished by third parties. Member is given the opportunity to 'opt-out' of having his or her information used for purposes not directly related to Panic Anxiety & Stress Online Ltd.com at the point when Panic Anxiety & Stress Online Ltd asks for such information. Panic Anxiety & Stress Online Ltd's registration form has an 'opt-out' mechanism to allow for removal from newsletters, promotions, etc., and Members can always choose to 'opt-out' by following the appropriate procedure from within the Member's Panic Anxiety & Stress Online Ltd account.


Ratings and testimonials provided by Members on Panic Anxiety & Stress Online Ltd.com are public and are identified by the Member's Screen Name. If the Member elects to use Panic Anxiety & Stress Online Ltd's referral service for informing a friend about the Site, Panic Anxiety & Stress Online Ltd asks the Member for the friend's name and email address. Panic Anxiety & Stress Online Ltd will automatically send the friend a one-time email inviting them to visit the Site. Panic Anxiety & Stress Online Ltd stores this information for the sole purpose of sending this one-time email. The friend may contact Panic Anxiety & Stress Online Ltd at [email protected] to request the removal of this information from its database.


Panic Anxiety & Stress Online Ltd reserves the right to partner with another party to provide specific services. When the Member signs up for these services, Panic Anxiety & Stress Online Ltd will share names, or other contact information that is necessary for the third party to provide these services. These parties are not allowed to use personally identifiable information except for the purpose of providing these services or as otherwise specified in the registration process for such services.


Panic Anxiety & Stress Online Ltd may assign, transfer, rent, sell or lease its database, without giving the Member any prior notice, to any other subsidiary of Panic Anxiety & Stress Online Ltd's holding company, Panic Anxiety & Stress Online Ltd's subsidiaries and, in any case of merger or bankruptcy to the surviving entity after such merger or bankruptcy or to any third party that will ratify Panic Anxiety & Stress Online Ltd's privacy policy. Panic Anxiety & Stress Online Ltd may divulge to a third party personally identifiable information and transaction details according to a judicial writ, demands of governmental authorities, and in any legal proceedings between Panic Anxiety & Stress Online Ltd and the Member. In addition, Panic Anxiety & Stress Online Ltd may disclose personally identifiable information to the Expert or to public authorities to deal with emergency situations or situations where the Member's safety may be in jeopardy.


Panic Anxiety & Stress Online Ltd may, in its discretion, create co-branded web sites with its partners. In such case, the Member listings may appear in the co-branded site. Unless Member agrees otherwise, all personally identifiable information is stored solely by Panic Anxiety & Stress Online Ltd. Panic Anxiety & Stress Online Ltd does track and record an affiliate web site from which a visitor has linked to Panic Anxiety & Stress Online Ltd.com. If a visitor registers to become an Expert and/or a Member, Panic Anxiety & Stress Online Ltd may track the partner website's name in order to further the relationships Panic Anxiety & Stress Online Ltd has with its affiliates.


General.
If a Member wishes to update his or her personally identifiable information, such as a mailing address, or if a Member no longer desires Panic Anxiety & Stress Online Ltd's service, Panic Anxiety & Stress Online Ltd will endeavor to provide a way to correct, update or opt-out of any of Panic Anxiety & Stress Online Ltd's services. This can usually be done from within the Member's Panic Anxiety & Stress Online Ltd account, or by emailing our Customer Support at [email protected].
If the Member has any questions about Panic Anxiety & Stress Online Ltd's privacy statement, the practices of Panic Anxiety & Stress Online Ltd.com, or your dealings with Panic Anxiety & Stress Online Ltd, please contact: [email protected]


Links
Panic Anxiety & Stress Online Ltd.com may contain links to web sites operated by third parties. Panic Anxiety & Stress Online Ltd has no control over such sites and the information provided in them. The Member acknowledges and agrees that Panic Anxiety & Stress Online Ltd is not responsible for the availability of such third party web sites and will not be responsible or liable for any content, advertising, products, privacy policy or other materials contained therein. The Member warrants and agrees that Panic Anxiety & Stress Online Ltd will not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, products or services available on or through any third party web sites. Panic Anxiety & Stress Online Ltd encourages the Member to be aware when he or she leaves Panic Anxiety & Stress Online Ltd.com and to read the privacy statements of each and every web site that collects personally identifiable information.


Advertisements
Panic Anxiety & Stress Online Ltd may include in Panic Anxiety & Stress Online Ltd.com advertisements on its own behalf or paid advertisements on behalf of interested companies and/or individuals. By clicking on the advertisements, the Member may be shifted to a web site of the advertiser or receive other messages, information or offers from the advertiser. 


The Member acknowledges and agrees that Panic Anxiety & Stress Online Ltd is not liable for the privacy practices of advertisers or the content of their web sites, information, messages or offers. The Member is wholly liable for all communications with advertisers and for all transactions subsequently executed.


Modifications and Termination of Panic Anxiety & Stress Online Ltd.com
Panic Anxiety & Stress Online Ltd reserves the right to modify or discontinue, temporarily or permanently, the services in Panic Anxiety & Stress Online Ltd.com, with or without notice to Member. Member agrees that Panic Anxiety & Stress Online Ltd shall not be liable to Member or any third party for any modification or discontinuance of Panic Anxiety & Stress Online Ltd.com's services, or for any losses or damages that may result to Member from such discontinuation or interruption of service.


Panic Anxiety & Stress Online Ltd's services depend on various factors such as software, hardware and communications networks of Panic Anxiety & Stress Online Ltd, its contractors and suppliers. Hence, Panic Anxiety & Stress Online Ltd cannot guarantee that Panic Anxiety & Stress Online Ltd.com's service will be uninterrupted or that it will be timely, secure or error-free.
Panic Anxiety & Stress Online Ltd, in its sole discretion and for any reason, may terminate Member's participation in Panic Anxiety & Stress Online Ltd.com and refuse any and all current or future use by Member of Panic Anxiety & Stress Online Ltd.com.


Intellectual Property
Panic Anxiety & Stress Online Ltd is the sole owner of all the intellectual property, and in particular the copyright, trademarks, database and patents, in Panic Anxiety & Stress Online Ltd.com and in any software, application, graphics, text and other materials used therein, including the organization and selection of the materials contained therein.


Panic Anxiety & Stress Online Ltd.com contains copyrighted material, trade secrets and proprietary information owned by Panic Anxiety & Stress Online Ltd. This Agreement does not grant the Member any rights to patents, copyrights, trade secrets, trade names, trademarks (whether registered or unregistered), domain names or any other rights, functions or licenses in respect of Panic Anxiety & Stress Online Ltd.com. The Member may not create derivative software based upon any trade secret, intellectual property or proprietary information of Panic Anxiety & Stress Online Ltd. Furthermore, the Member may not sub-license, assign, transfer, sell or make any other commercial use of his or her membership in Panic Anxiety & Stress Online Ltd.com.


The Member may not adapt or use any trademark or trade name, domain name similar to or likely to be confused with that of Panic Anxiety & Stress Online Ltd's and Panic Anxiety & Stress Online Ltd.com, or take any other action that infringes upon or impairs Panic Anxiety & Stress Online Ltd's trademark rights.


Panic Anxiety & Stress Online Ltd shall retain all ownership in and to Panic Anxiety & Stress Online Ltd.com and all content displayed on Panic Anxiety & Stress Online Ltd.com, including copies of data transferred or received by Member through the Site.


Copyright Policy:
Panic Anxiety & Stress Online Ltd respects the intellectual property of others, and we ask our users to do the same.


Panic Anxiety & Stress Online Ltd may, in appropriate circumstances and at its discretion, terminate the account or access of users who infringe the intellectual property rights of others.


If you believe that your work has been copied in a way that constitutes copyright infringement, please provide Panic Anxiety & Stress Online Ltd's Copyright Agent the following information:

 

  • an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
  • a description of the copyrighted work that you claim has been infringed, including the URL (web page address) of the location where the copyrighted work exists or a copy of the copyrighted work;
  • a description of where the material that you claim is infringing is located on the Site, including the URL;
  • your address, telephone number, and email address;
  • a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
  • a statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

Panic Anxiety & Stress Online Ltd's Copyright Agent for Notice of claims of copyright infringement can be reached as follows:
By mail: Copyright Agent
Panic Anxiety & Stress Online Ltd

By email:  [email protected]


Limited License
Panic Anxiety & Stress Online Ltd grants Member a nonexclusive, revocable right to use the Site provided that Member does not copy, modify, create a derivative work of, reverse engineer or otherwise attempt to discover any source code thereof, or breach this Agreement.


Indemnification
Member shall indemnify, defend and hold harmless Panic Anxiety & Stress Online Ltd, and its employees, representatives, agents and affiliates against any and all losses, damages, suits, judgments, costs and expenses (including litigation costs and reasonable attorneys' fees) arising out of or in connection with any claim, suit, action, or other proceeding brought against Panic Anxiety & Stress Online Ltd or such party, to the extent that such claim, suit, action or other proceeding is based on or arises from: (a) any breach of any representation, warranty, covenant or agreement to be performed by Member according to this Agreement; (b) Member's refusal to pay for services provided by any Expert; or (c) any materials that Member had posted to Panic Anxiety & Stress Online Ltd.com or transmitted through it, and/or any content on Member's Web site or otherwise provided by Member.


Notice
Any notice or other communication to be given hereunder will be in writing and given by facsimile, postpaid registered or certified mail, return receipt requested, or electronic mail. The date of receipt shall be deemed the date on which such notice is given.


No Assignment
Member shall not assign his or her rights and obligations according to this Agreement, in whole or in part, whether voluntarily or by operation of law, without the prior, written consent of Panic Anxiety & Stress Online Ltd. Any purported assignment by Member without the appropriate prior written approval will be null and void and of no force or effect.


Modifications to this Agreement
Panic Anxiety & Stress Online Ltd may change this Agreement or any part hereof at any time according to its absolute discretion and without any prior notice. Therefore, Member is encouraged to check the terms of this Agreement frequently. By using the service or Site after the changes, Member agrees to be bound by such changes to this Agreement.


Miscellaneous
Nothing in this Agreement shall be construed as making either party the partner, joint venture, agent, legal representative, employer or employee of the other. Neither party shall have, or hold itself out to any third party as having, any authority to make any statements, representations or commitments of any kind, or to take any action that shall be binding on the other, except as provided for herein or authorized in writing by the party to be bound. This Agreement shall be interpreted only in accordance with the laws of the Province of Ontariok (excluding any rules governing choice of laws), and any legal proceeding arising out this Agreement will occur exclusively in the courts located in Toronto, Ontario. This Agreement will be binding and will inure to the benefit of the legal representatives, successors and assigns of the parties hereto. This Agreement (and the policies referenced herein and incorporated by reference) constitutes the entire agreement between Panic Anxiety & Stress Online Ltd and Member with respect to the subject matter hereof, and Member has not relied upon any promises or representations by Panic Anxiety & Stress Online Ltd with respect to the subject matter except as set forth herein. Panic Anxiety & Stress Online Ltd.com services are not open to Members who live in a country that is prohibited by law, regulation, treaty or administrative act from entering into trade relations with the United States.


No amendment to this Agreement will be effective unless made in writing. The paragraph headings herein are solely for the sake of convenience and will not be applied in the interpretation hereof. If any provision of this Agreement is held by a court of competent jurisdiction to be illegal, invalid, unenforceable, or otherwise contrary to law, the remaining provisions of this Agreement will remain in full force and effect.


Violation
The Member may report any violation of this Agreement to [email protected].
Last Updated: September 2nd, 2010